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Oolka

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Oolka is India's first agentic AI-powered credit management platform, founded to democratize access to better credit and long-term financial wellness. Its AI companion diagnoses users' financial situations, takes autonomous actions on their behalf such as closing inactive accounts, removing score inaccuracies, negotiating better interest rates, and increasing credit limits. The platform also offers EMI payment management, credit score analytics, and a credit marketplace in partnership with banks including YES Bank, IDFC Bank, AU Small Finance Bank, Muthoot Finance, and InCred.

Company Founded in 2023