Gabe Roeloffs is Co-Founder of ZeroSettle (YC W26), a merchant of record platform helping iOS developers reduce payment fees from 30% to 4.5% while staying compliant with Apple's guidelines.

Gabe previously worked at Apple and built several iOS apps, including Zoomly, demonstrating deep technical expertise in Swift and iOS development.

Gabe wrote extensively about iOS development on Medium in 2015, sharing insights from building his first Swift app and contributing to the developer community.

ZeroSettle is part of Y Combinator's Winter 2026 batch and provides drop-in SDKs for Swift, React Native, and Flutter with automatic App Store Connect integration.

ZeroSettle helps mobile app developers bypass the 30% App Store tax through web checkout solutions, handling tax compliance, fraud prevention, and instant payouts as a full merchant of record.