José Alberto 'Beto' Díaz, known as Beto, is Co-Founder and COO at Kira Financial AI, a Miami-based fintech infrastructure platform combining stablecoins, AI, and enterprise APIs to power embedded financial products globally.

As a payments and blockchain expert, Beto was the first Product Manager at both Clip and Stori, two of Mexico's most prominent fintech unicorns, bringing deep product and payments expertise to every venture he leads.

As an immigrant founder, Beto has experienced firsthand the limitations of cross-border financial systems in Latin America, fueling his mission to build inclusive, borderless fintech infrastructure.

Prior to Kira, Beto founded Balam, a payments and compliance platform that scaled operations across seven countries, cementing his reputation as a serial fintech builder.

Kira achieved $3 million in revenue in its first year, raised $6.7M in seed funding, and supports real-time payouts in 35 countries and USD wallets across 18 markets.