Patrick Postrehovsky is Co-Founder and COO at Happy Pay, South Africa's leading BNPL fintech on a mission to deliver zero-cost installment payments to consumers through an ad-subsidised payments network.

Patrick holds a Bachelor's degree in Business Administration from Cornell University and built over 15 years of experience in payments technology, including Director-level roles at PayPal and co-founding RentMoola, a global rental payment network he led as CEO.

Patrick brings a rare blend of enterprise fintech leadership and serial entrepreneurship, having navigated payments ecosystems across North America, Asia, Europe, and Africa, with a deep commitment to financial inclusion for underserved consumers.

At Happy Pay, Patrick has championed responsible BNPL lending by leveraging AI-driven affordability assessments to help thin-file consumers access formal financial services while enabling merchants to boost basket sizes and conversion rates.

Happy Pay has surpassed 600,000 registered users, raised over $6.8M across multiple funding rounds including a $5M Seed led by Partech, and secured key partnerships with Peach Payments and EFT Corporation to expand its BNPL network across South Africa.