Saket Joshi is Co-Founder of Uno Wallet, the first third-party AI mobile wallet granted access by Apple to become the default contactless wallet on iPhone, built to replace Apple Pay with smarter, automated payment decisions.

Saket earned a BTech in Computer Science from IIT Tirupati and an MS in Data Science from Harvard University, where he served as a Graduate Teaching Fellow for Reinforcement Learning.

Prior to founding Uno Wallet, Saket was a Member of Technical Staff at Elon Musk's xAI, where he built large-scale machine learning systems, and has also gained experience in quantitative trading and startup culture.

Saket and co-founder Mordi Shadpour met at a Harvard startup mixer in 2023 and bonded over fintech, later recognizing that advances in AI and new Apple platform unlocks made Uno Wallet a transformative opportunity in payments infrastructure.

Uno Wallet is part of Y Combinator's Spring 2026 batch and has achieved a landmark milestone as the first third-party wallet permitted by Apple to serve as the default contactless payment option on iPhone, targeting a new payment rail built on AI-driven credit card rewards optimization.