Vincent Chen is Co-Founder of Panta Insurance Services, an AI-powered commercial insurance brokerage that delivers coverage 10x faster than traditional brokers. Panta is part of Y Combinator's Winter 2026 batch and operates in the trillion-dollar commercial insurance industry.

Vincent spent three years at Google as a Machine Learning Engineer, where he led research on foundation models for recommendation at Vertex AI and deployed agentic AI systems to billions of users through products like NotebookLM and Google Photos. He also built large-scale recommendation systems used by Fortune 500 companies including Disney.

Vincent co-founded Panta with Frank Wang in December 2024, forming the company and binding multiple commercial policies for San Francisco clients within the first month. The company operates with zero data entry by replacing manual work with autonomous AI agents.

Panta has raised funding through Y Combinator and is based in San Francisco with 4 employees. The company serves construction, logistics, and manufacturing businesses with liability, property, workers compensation, cyber, and commercial auto insurance.

Panta's AI agents automate the entire back-office of commercial insurance brokerage, enabling the company to operate with significantly higher margins than traditional firms that spend 80% of their time on manual data entry. The platform is building autonomous infrastructure for American business with software economics.