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Kini

Founders

Sidnei BudimanJordan Fain

Kini is an Indonesian HR-Fintech platform offering on-demand payroll and earned wage access (EWA) services to blue-collar workers across Southeast Asia. The platform allows employees to access their earned wages before payday, pay utility bills, and access micro-insurance, all integrated with existing payroll and HR systems via a single API. Kini targets the region's vast underbanked workforce, providing an ethical alternative to predatory payday lending.

Company Founded in 2021

Fintech iconFintech

Articles about Kini

Kini's $4.3M Seed: Four Years Building Earned Wage Access in Indonesia

Kini's $4.3M Seed: Four Years Building Earned Wage Access in Indonesia

Fintech iconFintechJul 29, 2026

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