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Stoa is a UK-based fintech startup that transforms idle cash into upfront rewards for consumers and SMEs. Its flagship product, Stoa Pots, allows users to lock funds into fixed-term deposits and receive immediate perks from over 150 partner brands across 20 categories, including Airbnb, Apple, Netflix, and various airlines, rather than relying solely on traditional interest. The platform also features Saving Score, a proprietary behavioural analytics tool that tracks saving habits. Deposits are held with regulated banking partners and protected under the FSCS. Stoa is live in the UK and is actively building partnerships ahead of a US market launch targeting a $1 trillion idle SME cash opportunity.
Company Founded in 2025
Fintech
