Anand Nagaraj is Co-Founder and CEO of CredibleX, a UAE-based embedded finance platform revolutionising working capital access for SMEs across the region.

Anand holds an MBA from the Indian Institute of Management Kozhikode and a FinTech certificate from MIT, bringing over 20 years of financial services experience including senior roles at Citi and ICICI Bank in the Middle East.

Having been instrumental in launching a receivables discounting program at Citi, Anand developed deep expertise in receivables-backed financing that now underpins CredibleX's core product offering.

Prior to CredibleX, Anand founded Invoice Bazaar, a trade finance platform he successfully exited to NASDAQ-listed Triterras in May 2021, demonstrating a strong track record in building and scaling fintech ventures.

CredibleX has raised $55M in Seed funding, secured a $100M credit facility from Pollen Street Capital, closed a Series A led by Mubadala, and has unlocked financing access for over 100,000 SMEs through more than 70 embedded distribution partners.