Bryan Chung is Co-Founder of Insurf (YC S26), the AI-native decision infrastructure for health insurance, building alongside co-founder Chang Lu.

Bryan is based in Providence, Rhode Island, with a background in quantitative and technical disciplines, and is active in the YC S26 summer batch cohort in the San Francisco Bay Area.

Bryan is focused on transforming how health insurance coverage decisions are made, leveraging AI to create a proprietary graph of real payer behavior that no incumbent has built before.

At Insurf, Bryan co-leads development of two core products: Inveto, which automates denied healthcare claim appeals, and Surely, which prices the true cost of health plans for employers and brokers.

Insurf is part of the prestigious Y Combinator S26 batch, tackling one of the most opaque and costly sectors in the US economy, where denied claims cost healthcare providers billions annually.